U.S. Recession Risk Dashboard

Soft-landing evidence remains stronger than contraction risk as of June 9, 2026.

Executive Summary

3-month view

Low

The Sahm rule measure sits at 0.10, well below the 0.50 recession-warning threshold, while unemployment is steady at 4.3%.

6-month view

Moderate

Credit conditions are still restrictive: the Bank Conditions Index remains weak at 8.3, but it has improved from early-2026 lows.

12-month view

Moderate

The model-implied recession probability is 0.44% and prediction-market references cluster near 30%; neither confirms recession, but both keep portfolio hedges relevant.

Base case: a slowing but still-expanding U.S. economy. Real GDP is near 24,152.7 billion chained dollars, up roughly 2.6% from the comparable quarter one year earlier. Labor-market cooling is visible but not self-reinforcing.

Portfolio implication: stay invested, but keep a quality and liquidity bias. The best risk/reward is not an all-clear cyclical chase; it is a barbell of profitable growth, defensives, cash-flow durability, and optional duration exposure if growth data deteriorate.

Leading Recession Signals

Labor stress remains below recession trigger

Sahm rule threshold: 0.50. Latest Sahm value: 0.10; unemployment: 4.3%.

Credit and model probability diverge

Credit stress is the main caution flag, while the model probability series remains low.

Output and liquidity cushion

Money-market fund assets remain elevated at about $8.19 trillion, a liquidity buffer that can support risk assets but also signals investor caution.

Recession Indicator Risk Table

IndicatorLatestDateRisk ReadPortfolio Interpretation
Sahm Rule Current0.102026-05-29LowBelow the 0.50 recession trigger; labor deterioration is not yet broad enough to call contraction.
Unemployment Rate4.3%2026-05-29ModerateHigher than the cycle trough but stable enough to support consumer spending.
Bank Conditions Index8.32026-05-08ModerateCredit remains the weakest pillar; easing from stress lows reduces immediate tail risk.
Recession Probability Model0.44%2026-06-09LowModel pressure is subdued; watch for a sustained turn rather than one-off noise.
Real GDP24,152.72026-01-01LowOutput is expanding, consistent with slowdown rather than recession.
Money Market Funds$8.19T2025-10-31NeutralHigh cash balances preserve buying power while revealing persistent caution.
Recession Search Interest2,5922026-06-08CoolingPublic concern is down -20.3%\n from roughly 30 days earlier and -70.4%\n from a year earlier.
Prediction-Market Reference~30%June 2026 referencesModerateMarket odds argue for hedges, not for abandoning equity exposure.

Professional Commentary & Outlook

The recession debate is narrower than it looks. The labor market has cooled, credit remains tight, and elevated cash balances show that investors are not euphoric. Yet the indicators that usually convert caution into a recession call are not confirming: Sahm is below its trigger, unemployment is not accelerating, real GDP is still positive, and search behavior around “recession” has cooled sharply.

For the next quarter, the balance of evidence favors continued expansion. Over six months, the key swing factor is credit: if bank conditions roll over again while unemployment pushes higher, the soft-landing case weakens quickly. Over twelve months, the risk is less a single shock than accumulated margin pressure from high rates, slower hiring, and tighter lending standards.

For PortfolioAI positioning, the practical answer is discipline rather than alarm. Maintain exposure to companies with pricing power, net cash or manageable debt, and visible demand. Add recession-sensitive hedges selectively through staples, health care, utilities, Treasuries, or gold when risk assets price perfection.

Reader-Facing Sources

  • Federal Reserve economic series: Sahm Rule Current, unemployment, real GDP, recession probability, bank conditions, and money-market fund assets.
  • DailySearchVolume recession keyword page: latest U.S. search interest at 2,592 on 2026-06-08; -23.8%\n versus roughly seven days earlier and -20.3%\n versus roughly thirty days earlier.
  • MacroMicro / Polymarket recession-odds page and Forbes coverage of 2026 recession prediction-market pricing.